Contact Hours Phishing

Monday -  8:30am - 4:30pm
Tuesday - 7:30am-4:30pm
Wednesday-Friday - 8:30am-4:30pm

If you wish to order checks, click here and you will be directed to the Harland Clarke website.


Our current rates, as of March 1, 2019, are listed below.
  • New/Used Auto Loans rates as low as 2.99% (up to 60 months; higher rate available up to 72 months)
  • Signature Loans rates as low as 10.24% (up to 60 months)
  • Shared Secured loan rates 6.25%
  • Credit Builder loan rates at 18%
  • Super Saver loan rates at 17.25%

Are you trying to rebuild or start building credit? Why not try our credit builder loan. These loans are designed to help people stop pay day loans, or build your credit score. Just make the regular monthly payments and you are on your way.

Members who meet our qualifications of one year employment and 6 months credit union membership at HCNJFU will be eligible for credit builder loans.  Our members are eligible for a $500.00 loan to start and after two of these loans with payments being made on time our member is eligible for a $1,000 loan.  Once that loan is paid in full our member is eligible for our super saver plus loan in the amount of $1,500.00.  There is a required security deposit and there is a loan application fee of $25.00 for the Credit Builder loan and a $35.00 loan application fee for the Super Saver loan.  Give us a call for details and start working on rebuilding your credit today.


Health Care of New Jersey Federal Credit Union - BANKING YOU CAN TRUST!